Payment Policy

Last updated: 24^th January 2026

Overview

This Policy explains how we process payments and orders on this website.

Accepted Payment Methods

We accept the following payment methods:

• Debit and credit cards (Visa, MasterCard, etc)
• Other secure online payment methods as displayed at checkout
• Direct bank transfer to:
  • Account Name : HK Accessories
  • Account No : 33793311
  • Bank & Branch : Kina Bank, Vision City
  • BSB : 028-411

Currency

All prices are displayed and charged in PKG.

Payment Processing

• Full payment is required at the time of placing an order.
• Payments are processed securely through trusted third-party payment gateways.
• We do not store your card or banking details.

Order Confirmation

Once payment is successful:

• You will receive an order confirmation via email or message.
• Orders will only be processed after payment is received.

Change to Order or Order Cancellation

We do not accept order cancellation; however, we may accept a change to your order. Conditions apply.

Failed or Declined Payments

If a payment fails or is declined:

• The order will not be processed.
• You may attempt payment again or use an alternative payment method.

Refunds

Refunds, if approved, will be processed according to our Refund Policy and returned to the original payment method.

Fraud Prevention

We reserve the right to cancel or hold orders suspected of fraud or unauthorized activity.

Changes to This Policy

We reserve the right to update this Payemnt Policy at any time. Changes will be posted on this page with an updated effective date.

Contact Us

For payment-related questions or concerns:

Email: hkaccessoriespng@gmail.com
Phone: 73916021